Trust & security
Your information. Your decisions. Your control.
Trust isn't a tagline, it's a set of specific, verifiable commitments. Here are ours.
Your data
protected by default
Always encrypted
We never sell your data
Privacy first
Delete anytime
Built on trust
How we keep your information safe
Encrypted, end to end
Your data is protected in transit and in storage. The information you share with us stays guarded.
Never sold
Your contact information will never be shared with third parties for promotional or marketing purposes.
Zero credit impact
Our process is consumer-first with no obligations. Reviewing offers with us does not impact your credit.
Full control
Update, opt out, or delete your information at any time. It's your data, you're always in charge of it.
The honest boundary
One thing we want you to understand clearly
Everything you do with Ask Pennie, from your conversations to offer reviews and broader searches, never affects your credit.
If you eventually choose to move forward with a partner's offer, that partner may run its own credit check at that stage. That's between you and them, and your advisor will tell you before anything like that could happen, so it's never a surprise.
Maya - Financial advisor
You have 3 good options. Let's look at the costs and figure out which fits best.
See real offers
Know your rate
No commitment
Compare freely
You're in control
Three ways to change your mind, anytime
End texts instantly
Reply STOP to any text and the messages stop right away. No questions, no friction.
Manage preferences
Choose which channels you hear from us on or request to delete your information.
Talk to a human
Questions about your data or whether a text was really us? Reach us directly.
Get started
Let's make sense of your offers
Drop your details and Ask Pennie will help you understand your options and answer your questions by text, on your schedule.
Plain-language guidance from people who get it
No pressure and no judgment ever
Your info is never sold to third parties for marketing
New here?
Tell us how to reach you and a dedicated advisor will get in touch to walk through your offers free, no pressure, no credit impact.
Got a text from us?
That's your dedicated advisor a real person, ready when you are. Reply whenever it suits you; the conversation moves at your pace.